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Your
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Student Loans

Paying For College Just Got Easier!

Recognizing our members' need for help paying for higher education, Your Neighborhood Credit Union offers a funding solution to students and their families with our Student Loan.

With the escalating cost of tuition, YNCU provides families with a complementary solution to assist with funding higher education when federal funding is exhausted. The loan can help pay for all qualified education expenses, including tuition bills.

Our Student Loan option also includes a unique financial literacy component that helps students learn good credit habits and build their credit score while they are still in school.

Your Neighborhood Credit Union Student Loan Benefits:

  • No origination fee for all student borrowers.
  • Competitive interest rates and with good grades, potential for even lower rates.
  • 1% interest rate reduction once 10% of the loan principal is repaid during the full repayment period.
  • 30-day no-fee return policy allows you to cancel the loan within 30 days of disbursement without fees or interest.
  • Co-signer release available for creditworthy borrowers after 24 consecutive on-time principal and interest payments.
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